Your money,
only yours.
A private net-worth tracker for India. See everything you own in one number — computed entirely on your iPhone.
Download on the App Store Requires iPhone, iOS 18 or later.Never sells your data. Never runs ads. Never reads your email. Never calls you. Never sends your money to an AI server. Never locks you in. These aren't promises. They're how the app is built.
Your whole portfolio, at a glance
One honest number, math you can audit, and a calm home for everything you own.
Everything you own, in one honest number
Mutual funds, stocks, EPF and PPF, NPS, fixed deposits, gold and more — pulled together, kept current, and never sent anywhere.
Your real net worth
One number across every account, with today's, this month's and this year's change.
Import in seconds
A CAMS or KFintech CAS, a depository (CDSL/NSDL) statement, or a broker file — no manual entry.
Math you can audit
XIRR with the cash flows shown, concentration, allocation drift against your targets, and expense drag between regular and direct plans.
Works offline
Your portfolio lives on your device and opens anytime, no signal needed. Only fetching live prices uses the network.
On-device intelligence
Any intelligence runs on your iPhone. Nothing about your portfolio is ever sent to an AI server — ours or anyone else's.
Widgets & Siri
Your net worth on the home screen, and "what's my net worth?" by voice — free, always.
Private by design
Most finance apps make you the product. Plutus is built the opposite way — the privacy is in the architecture, not the marketing.
- Sells your data — to anyone, for any purpose, ever.
- Runs ads — no ad network, no sponsored content, no affiliate links.
- Reads your email — no inbox access, no scanning, no parsing.
- Accesses your contacts — the permission is never requested.
- Calls you — no phone number is collected, and no one calls.
- Shares your data — not with brokers, AMCs, advisors, or anyone.
- Uses third-party trackers — no Firebase, Mixpanel, Amplitude, Crashlytics or Sentry.
- Sends your money to AI servers — on-device intelligence only.
- Locks you in — export your data, encrypted, at any time.
- Collects analytics without your opt-in — off by default; anonymous, on our own server, only if you turn it on.
Sync, if you turn it on, goes only through your own private, end-to-end-encrypted iCloud — never a server we can read. Read the full privacy policy →
Why I built Plutus
The finance apps I relied on got acquired, shut down, or slowly turned into billboards — each one wanting my phone number, my email, another reason to message me. I got tired of being the product.
I wanted the opposite: one place to see everything I own, where the math is honest and my data simply stays mine. So Plutus is built that way from the ground up — on your device, no ads, no trackers, no account on anyone's server. It's the app I want my own family to use.
— [Your name], Two Threads Labs
Honest pricing
Viewing, exporting and deleting your data are always free — even without a subscription. If Pro ever lapses, your portfolio stays yours; we never hold your data hostage.
- See your full net worth & holdings
- Encrypted export, import & delete
- Widgets, Siri & on-demand refresh
- Import from CAS, depository & brokers
- Insights — XIRR, concentration, drift, expense drag
- Automatic price & NAV-history refresh
- Everything in Pro, forever
- A one-time purchase — no renewals
- App Store purchase only